PSA = Public Service Announcement Data breaches are running rampant, for several reasons you may have read about if you keep up with consumer protection and data privacy news. Note : Do not assume freezing one of your 3 credit reporting business accounts will automatically freeze them all, no matter what anyone tells you. Check each of the 3 credit reporting businesses - and they are all businesses, not public or government services providing only personal financial protectio

Never, ever let down your scam, spam, online insecurity antenna. If the website says “http” or “not secure,” believe it. It is not...